A "Refreshing Change"

Ever since the founding of Summit Trust Company, our clients have told us that we, “represent trust services the way it should be”. In their words, we are a “refreshing change” from other trust companies. The “refreshing change” our clients talk about, stems directly from the special attention and high level of personal service given to each Summit Trust client.

Nobel Prize Winning Strategies

In addition to our high service standards, clients and their advisors alike have embraced Summit Trust’s world-class passive money management process for the creation and preservation of their family’s wealth. Developed and tested by Nobel Prize winning economists, Summit Trust’s passive money management platform is inspired and driven purely by academic research. Our core belief is that Passive Money Management is one of the most efficient, cost effective, straightforward and proven methods of professional asset class management.


Regarding Investment Advice on these Pages (www.summittrustdfa.com):

This Portion of the Summit Trust Company web site is provided to Summit by OBS Financial Services. This organization is licensed to provide money management services, and as such, they provide this material to Summit Trust Company and for the benefit of the clients of Summit Trust Company.

Investment Advice – Summit Trust Company does not render investment advice. Such advice should be sought from qualified and properly registered investment advisors or securities registered representatives. Summit Trust Company relies upon the advice of such qualified advisors in the selection of investments for portfolios under Summit Trust Company’s management.

Summit Trust Company utilizes OBS Financial Services, which is a qualified broker/dealer and registered investment advisor, to provide money management services for the investments offered through Summit Trust Company. The underlying investments in OBS’s portfolios consist of the Dimensional Fund Advisors family of no-load asset-class mutual funds as its primary investment portfolios.

Summit Trust Company may use certain forms supplied by the Investment Advisor to collect data regarding suitability, in order to assist in the selection of the portfolio matched to the appropriate risk level for the client. Summit Trust Company may rely upon other registered investment advisors to manage certain portfolios, and upon the investment advisor selected by the individual clients.